Vipps is a mobile payment service that allows you to send and receive money using just a phone number, rather than a bank account number. It’s owned by a consortium of major Norwegian banks and is widely used across the country.

To use Vipps, you need to meet a few requirements:

• A Norwegian National ID number or a D-number.
• A Norwegian phone number.
• A Norwegian bank account and an associated debit card.
• A BankID (digital ID) to verify your identity.

Once you have these, you can download the Vipps app from your app store and follow the registration steps

Person-to-Person Payments: This is what Vipps is most known for. You can easily “Vipps” a friend money for lunch or a gift by simply entering their phone number and the amount.

Shopping: Many stores, online shops, and even small businesses (like at a flea market or a club event) use Vipps. You can pay by scanning a QR code or by entering a business’s unique Vipps number.

Bill Payments: You can often receive and pay bills (eFaktura) directly in the app, making it simple to manage your finances.

Contactless Payments: Many modern card terminals in stores support “Tæpp with Vipps,” which allows you to pay with your phone without even opening the app.